{"id":10719,"date":"2022-10-05T14:02:04","date_gmt":"2022-10-05T12:02:04","guid":{"rendered":"https:\/\/outilstice.com\/?p=10719"},"modified":"2024-06-26T13:43:14","modified_gmt":"2024-06-26T11:43:14","slug":"anticipa-complementaire-sante-pour-les-agents-de-leducation-nationale","status":"publish","type":"post","link":"https:\/\/outilstice.com\/en\/2022\/10\/anticipa-complementaire-sante-pour-les-agents-de-leducation-nationale\/","title":{"rendered":"Reform of complementary social protection for national education workers"},"content":{"rendered":"<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\"><strong>It moves on the side of complementary health<\/strong> for all national education and higher education officials. The school year that starts will be a transition year with the first real effects of the ongoing reforms.<\/div>\n<div><\/div>\n<div>Since 1 January 2022, part of the supplementary health insurance contributions have been <a href=\"https:\/\/www.education.gouv.fr\/la-protection-sociale-complementaire-pour-les-personnels-de-l-education-nationale-de-la-jeunesse-et-325214\" rev=\"en_rl_none\" target=\"_blank\">reimbursed by the State<\/a> EUR 15 per month. This is not over, State officials, i.e. 2.5 million people, will benefit, from 1 January 2024 and at the latest from 1 January 2026, from:<b>a defrayal of at least half of their contributions<\/b> complementary health care, which will now be compulsory.<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-10720\" src=\"https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa-1024x683.jpg\" alt=\"Anticipa\" width=\"720\" height=\"480\" srcset=\"https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa-1024x683.jpg 1024w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa-300x200.jpg 300w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa-768x512.jpg 768w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa-1536x1024.jpg 1536w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa.jpg 1900w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/div>\n<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\"><\/div>\n<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\">\n<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\">What changes is the ease of terminating a contract without any fees or penalties.<\/div>\n<div>Termination can now be requested <strong>at any time<\/strong> after 1 year of seniority. Whereas previously the procedure was rigid, now you can terminate a contract during the year. The processing time for your application is one month and you can even instruct your future insurer to take the steps for you, as is the case for mobile operators.<\/div>\n<div><\/div>\n<div>This flexibility of termination is a real step forward. <b>Being able to change easily, allows you to choose without fear. <\/b>The choice of your mutual health or complementary health teacher belongs to you. It is up to you.<\/div>\n<\/div>\n<div>\n<p>Since 2018, your ministry has given you the opportunity to choose a health supplement from a list of listed actors to offer you more and more choices.<\/p>\n<\/div>\n<div>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_77 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69f48cb138af8\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69f48cb138af8\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/outilstice.com\/en\/2022\/10\/anticipa-complementaire-sante-pour-les-agents-de-leducation-nationale\/#Complementaire_sante_pour_les_enseignants_de_quoi_parle-t-on\" >Complementary health for teachers what are we talking about?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/outilstice.com\/en\/2022\/10\/anticipa-complementaire-sante-pour-les-agents-de-leducation-nationale\/#Quelle_complementaire_sante_et_prevoyance_choisir_quand_on_est_enseignant_Focus_sur_Anticipa_de_CNP_assurances\" >What complementary health and foresight to choose when you are a teacher? Focus on Anticipa de CNP assurances<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/outilstice.com\/en\/2022\/10\/anticipa-complementaire-sante-pour-les-agents-de-leducation-nationale\/#Quelles_sont_les_garanties_du_contrat_ANTICIPA\" >What are the guarantees of the ANTICIPA contract?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/outilstice.com\/en\/2022\/10\/anticipa-complementaire-sante-pour-les-agents-de-leducation-nationale\/#A_vous_de_choisir_le_meilleur%E2%80%A6_pour_votre_sante\" >It's up to you to choose the best \u2026 for your health<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\"><span class=\"ez-toc-section\" id=\"Complementaire_sante_pour_les_enseignants_de_quoi_parle-t-on\"><\/span>Complementary health for teachers what are we talking about?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>At the moment, it is not mandatory to subscribe to a mutual health insurance scheme in addition to your compulsory health insurance scheme if your employer is the State. For now, because that will change. Moreover, as is well known, certain expenditure items (optics, dental, \u2026 hospitalisation). Others are simply not supported at all, such as alternative medicines for example. And that is not going to work out. <b>Good complementary health is essential in order not to have to give up care, because it is not possible to finance it.<\/b><\/div>\n<div><\/div>\n<div>This health supplement will aim, as for employees in the private sector, to cover part or all of your health care expenses. This is also the case for your basic pension coverage, which is insufficient to maintain your standard of living and that of your family in the event of a stoppage of work, invalidity or death.<\/div>\n<\/div>\n<div>\n<h2 data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\"><span class=\"ez-toc-section\" id=\"Quelle_complementaire_sante_et_prevoyance_choisir_quand_on_est_enseignant_Focus_sur_Anticipa_de_CNP_assurances\"><\/span>What complementary health and foresight to choose when you are a teacher? Focus on Anticipa de CNP assurances<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>Anticipa de CNP assurances has the advantage of offering a complementary health and pension coupled offer. With its three levels of guarantee you will be able to choose the formula that corresponds to your needs for the coverage of your health expenses, and your protection as well as that of your loved ones in the event of a stoppage of work, disability or death.<\/div>\n<div><\/div>\n<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-10721\" src=\"https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/cnp_assurances.jpeg\" alt=\"CNP Insurance\" width=\"1011\" height=\"509\" srcset=\"https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/cnp_assurances.jpeg 1011w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/cnp_assurances-300x151.jpeg 300w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/cnp_assurances-768x387.jpeg 768w\" sizes=\"(max-width: 1011px) 100vw, 1011px\" \/><\/div>\n<div><\/div>\n<div>\n<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\">CNP Assurances has been listed by the Ministry and has been one of the major players in social protection in France for almost 160 years. One actor in the public sphere held at 100% by the Banque Postale. For example, it is responsible for a large number of local authorities. A trusted actor.<\/div>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Quelles_sont_les_garanties_du_contrat_ANTICIPA\"><\/span>What are the guarantees of the ANTICIPA contract?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div><\/div>\n<div>ANTICIPA is a modern and modular offer that will adapt to your budget and needs. It was designed to cover all costs of healthcare and life hazards. ANTICIPA, is specially designed to meet the needs of teachers and provide health coverage adapted to each.<\/div>\n<div><\/div>\n<div>This includes the usual major health and expenditure items, audiology, optics, dentistry, hospitalisations, but also more specific care such as alternative medicine or psychological support and listening.<\/div>\n<div><\/div>\n<div>For pensions, the contract guarantees you, among other things, a sufficient level of income in the event of a temporary stoppage of work or invalidity and in the event of death.<\/div>\n<div>Consult the<a href=\"https:\/\/anticipa.cnp.fr\/?pk_campaign=article_OutilsTice&amp;pk_content=art_sept2022&amp;pk_source=OutilsTice&amp;pk_medium=article\" rev=\"en_rl_none\" target=\"_blank\">All guarantees of ANTICIPA here<\/a>.<\/div>\n<div><\/div>\n<div>Let's add that this complete protection solution from CNP Assurances is an offer 100 % digital. All the steps can be done without having to move, quickly make a quote at home, simulate your refunds, ask an advisor to remind you \u2026<\/div>\n<div><\/div>\n<h2><span class=\"ez-toc-section\" id=\"A_vous_de_choisir_le_meilleur%E2%80%A6_pour_votre_sante\"><\/span>It's up to you to choose the best \u2026 for your health<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div>Do not make a default choice. The reform of complementary social protection that is taking place is an opportunity to reflect on your current needs, your future needs and the risks of life.<\/div>\n<div>Nature and quality of guarantees, tariffs, accompaniment, it is worth taking some time to compare and for \u2026choisir.<\/div>\n<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-10722\" src=\"https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa_Cnp-1024x682.jpeg\" alt=\"Anticipa _CNP\" width=\"720\" height=\"480\" srcset=\"https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa_Cnp-1024x682.jpeg 1024w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa_Cnp-300x200.jpeg 300w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa_Cnp-768x512.jpeg 768w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa_Cnp-1536x1023.jpeg 1536w, https:\/\/outilstice.com\/wp-content\/uploads\/2022\/10\/Anticipa_Cnp.jpeg 1900w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/div>\n<div><\/div>\n<div>\n<div data-pm-slice=\"1 1 []\" data-en-clipboard=\"true\"><b>ANTICIPA from CNP Assurances presents itself as a serious alternative for your health and pension needs.<\/b><\/div>\n<div><\/div>\n<div>ANTICIPA was designed for active or retired staff and their families from the Ministries of National Education, Higher Education, Research and Innovation, Culture, Youth and Sports. Find here \ud83d\udc49 <b><a href=\"https:\/\/anticipa.cnp.fr\/?pk_campaign=article_OutilsTice&amp;pk_content=art_sept2022&amp;pk_source=OutilsTice&amp;pk_medium=article\" rev=\"en_rl_none\" target=\"_blank\">All information on the ANTICIPA tender<\/a><\/b>.<\/div>\n<div><\/div>\n<\/div>\n<div><\/div>\n<div style=\"text-align: right;\"><em>This article is the result of a partnership with CNP Assurances<\/em><\/div>","protected":false},"excerpt":{"rendered":"<p>This is moving in the direction of complementary health care for all national education and higher education staff. The school year that starts will be a year of transition with the first real effects of the reforms...<\/p>","protected":false},"author":1,"featured_media":10721,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"no","_lmt_disable":"no","footnotes":""},"categories":[7182],"tags":[102],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.4 (Yoast SEO v23.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>R\u00e9forme de la protection sociale compl\u00e9mentaire des agents de l&#039;\u00e9ducation nationale &#8211; Les Outils Tice<\/title>\n<meta name=\"description\" content=\"Cela bouge du c\u00f4t\u00e9 des compl\u00e9mentaires sant\u00e9 pour tous les agents de l&#039;\u00c9ducation Nationale et de l&#039;Enseignement Sup\u00e9rieur. 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